{"id":15047,"date":"2024-10-10T13:16:02","date_gmt":"2024-10-10T13:16:02","guid":{"rendered":"https:\/\/bezpecnenanete.eset.com\/sk\/?p=15047"},"modified":"2025-04-01T07:49:45","modified_gmt":"2025-04-01T07:49:45","slug":"ako-kyberzlocinci-vyuzivaju-nakupy-v-aplikaciach-na-kradez-identity-dietata","status":"publish","type":"post","link":"https:\/\/bezpecnenanete.eset.com\/sk\/rodicia-a-deti\/ako-kyberzlocinci-vyuzivaju-nakupy-v-aplikaciach-na-kradez-identity-dietata\/","title":{"rendered":"Ako kyberzlo\u010dinci vyu\u017e\u00edvaj\u00fa n\u00e1kupy v\u00a0aplik\u00e1ci\u00e1ch na\u00a0kr\u00e1de\u017e identity die\u0165a\u0165a?"},"content":{"rendered":"\n
\"n\u00e1kupy<\/figure>\n\n\n\n
<\/div>\n\n\n\n

Tento \u010dl\u00e1nok je s\u00fa\u010das\u0165ou glob\u00e1lnej iniciat\u00edvy spolo\u010dnosti ESET Safer Kids Online<\/a>.<\/strong><\/strong><\/p>\n\n\n\n

Online hry s\u00fa ob\u013e\u00fabenou z\u00e1bavou det\u00ed aj dospel\u00fdch. Hoci sa mnoho hier d\u00e1 stiahnu\u0165 zadarmo, \u010dasto pon\u00fakaj\u00fa n\u00e1kupy v aplik\u00e1cii, ktor\u00e9 m\u00f4\u017eu obohati\u0165 hern\u00fd a pou\u017e\u00edvate\u013esk\u00fd z\u00e1\u017eitok. Dokonca aj pre dospel\u00fdch m\u00f4\u017ee by\u0165 \u0165a\u017ek\u00e9 odola\u0165 l\u00e1kavej ponuke r\u00f4znych vylep\u0161uj\u00facich funkci\u00ed \u2013 predstavte si teda, ak\u00e9 n\u00e1ro\u010dn\u00e9 je to pre die\u0165a, ktor\u00e9 sa te\u0161\u00ed, \u017ee vo virtu\u00e1lnom svete hry m\u00f4\u017ee dosiahnu\u0165 pokrok. Tak\u00e9to n\u00e1kupy s\u00fa v\u0161ak spojen\u00e9 s rizikami vr\u00e1tane mo\u017enej kr\u00e1de\u017ee identity<\/strong>. V tomto \u010dl\u00e1nku opisujeme, \u010do v\u0161etko by mali rodi\u010dia vedie\u0165, aby ochr\u00e1nili \u00fadaje svojich det\u00ed pri hran\u00ed hier.<\/p>\n\n\n\n

L\u00e1kadl\u00e1 a rizik\u00e1 n\u00e1kupov v aplik\u00e1ci\u00e1ch<\/h2>\n\n\n\n

Mnoh\u00e9 online hry s\u00fa zalo\u017een\u00e9 na modeli bezplatn\u00e9ho hern\u00e9ho z\u00e1\u017eitku<\/strong>, ktor\u00fd l\u00e1ka deti pr\u00eds\u013eubom vzru\u0161uj\u00facej a pohlcuj\u00facej z\u00e1bavy bez po\u010diato\u010dn\u00fdch n\u00e1kladov. Deti pri hre r\u00fdchlo dosahuj\u00fa prv\u00e9 \u00faspechy, \u010do uvo\u013e\u0148uje dopam\u00edn a rob\u00ed hru ve\u013emi p\u00fatavou. Postupom \u010dasu sa v\u0161ak hra \u010dasto st\u00e1va n\u00e1ro\u010dnej\u0161ou, \u010do hr\u00e1\u010dov nab\u00e1da k n\u00e1kupom v aplik\u00e1ci\u00e1ch, aby z\u00edskali \u010fal\u0161ie \u017eivoty, vylep\u0161enia alebo exkluz\u00edvny obsah. A to, samozrejme, znamen\u00e1 viac pe\u0148az\u00ed pre autorov hier.<\/p>\n\n\n\n

Utr\u00e1canie v aplik\u00e1ci\u00e1ch je pre pou\u017e\u00edvate\u013eov e\u0161te l\u00e1kavej\u0161ie v\u010faka tomu, \u017ee \u010dasto m\u00f4\u017eu plati\u0165 virtu\u00e1lnou menou, napr\u00edklad hviezdi\u010dkami alebo drahokamami. T\u00fato virtu\u00e1lnu menu je v\u0161ak potrebn\u00e9 si k\u00fapi\u0165 za skuto\u010dn\u00e9 peniaze. V\u010faka bezprobl\u00e9movej integr\u00e1cii n\u00e1kupov do rozhrania aplik\u00e1cie <\/strong>a l\u00e1kav\u00fdm, mnohokr\u00e1t \u010dasovo obmedzen\u00fdm ponuk\u00e1m, ako aj mo\u017enosti pou\u017e\u00edva\u0165 virtu\u00e1lne karty a pe\u0148a\u017eenky m\u00f4\u017eu pou\u017e\u00edvatelia, najm\u00e4 deti, len \u0165a\u017eko odola\u0165 nutkaniu utr\u00e1ca\u0165.<\/p>\n\n\n\n

ODPOR\u00da\u010cAN\u00dd \u010cL\u00c1NOK<\/strong>
\u010co s\u00fa n\u00e1kupy v aplik\u00e1cii a ako s nimi zaobch\u00e1dza\u0165?<\/a><\/p>\n\n\n\n

Hoci n\u00e1kupy v aplik\u00e1ci\u00e1ch m\u00f4\u017eu zlep\u0161i\u0165 z\u00e1\u017eitok z hry, prin\u00e1\u0161aj\u00fa aj nieko\u013eko riz\u00edk<\/h3>\n\n\n\n

Deti m\u00f4\u017eu impulz\u00edvne nakupova\u0165 bez toho, aby ch\u00e1pali finan\u010dn\u00e9 d\u00f4sledky<\/strong>, \u010do vedie k ne\u010dakan\u00fdm poplatkom na platobn\u00fdch kart\u00e1ch rodi\u010dov. E\u0161te v\u00e4\u010d\u0161\u00edm probl\u00e9mom je, \u017ee kyberzlo\u010dinci m\u00f4\u017eu zneu\u017ei\u0165 syst\u00e9m n\u00e1kupu v aplik\u00e1cii na odcudzenie osobn\u00fdch \u00fadajov, \u010do m\u00f4\u017ee potenci\u00e1lne vy\u00fasti\u0165 do kr\u00e1de\u017ee identity. Existuje v\u0161ak mnoho bezpe\u010dnostn\u00fdch tipov, ako m\u00f4\u017eete svojmu die\u0165a\u0165u umo\u017eni\u0165 vyu\u017e\u00edva\u0165 v\u00fdhody online hier a z\u00e1rove\u0148 chr\u00e1ni\u0165 jeho \u00fadaje.<\/p>\n\n\n\n

Ako kyberzlo\u010dinci vyu\u017e\u00edvaj\u00fa n\u00e1kupy v aplik\u00e1ci\u00e1ch na kr\u00e1de\u017e identity?<\/h2>\n\n\n\n

Phishing a soci\u00e1lne in\u017einierstvo<\/h3>\n\n\n\n

Kyberzlo\u010dinci m\u00f4\u017eu vytv\u00e1ra\u0165 falo\u0161n\u00e9 ponuky v aplik\u00e1ci\u00e1ch<\/strong>, ktor\u00e9 sa pou\u017e\u00edvate\u013eom zdaj\u00fa atrakt\u00edvne. Tieto ponuky m\u00f4\u017eu s\u013eubova\u0165 v\u00fdrazn\u00e9 z\u013eavy alebo exkluz\u00edvny obsah. Ke\u010f na ne pou\u017e\u00edvatelia klikn\u00fa, s\u00fa presmerovan\u00ed na podvodn\u00e9 webov\u00e9 str\u00e1nky, ktor\u00e9 vyzeraj\u00fa legit\u00edmne. Tu sa im zobraz\u00ed v\u00fdzva, aby zadali svoje osobn\u00e9 \u00fadaje vr\u00e1tane mena, adresy a platobn\u00fdch \u00fadajov. Tieto \u00fadaje m\u00f4\u017eu by\u0165 n\u00e1sledne pou\u017eit\u00e9 na kr\u00e1de\u017e identity.<\/p>\n\n\n\n

\u0160kodliv\u00e9 aplik\u00e1cie<\/h3>\n\n\n\n

Kyberzlo\u010dinci m\u00f4\u017eu vyv\u00edja\u0165 \u0161kodliv\u00e9 aplik\u00e1cie, ktor\u00e9 sa tv\u00e1ria ako legit\u00edmne hry <\/strong>alebo n\u00e1stroje, a dokonca vytv\u00e1ra\u0165 falo\u0161n\u00e9 recenzie a hodnotenia, aby ich podvodn\u00e9 aplik\u00e1cie p\u00f4sobili d\u00f4veryhodnej\u0161ie. Tieto aplik\u00e1cie m\u00f4\u017eu fungova\u0165 norm\u00e1lne, ale obsahuj\u00fa skryt\u00fd k\u00f3d ur\u010den\u00fd na zachyt\u00e1vanie osobn\u00fdch \u00fadajov, ke\u010f aplik\u00e1ciu pou\u017e\u00edvate alebo v nej nakupujete.<\/p>\n\n\n\n

ODPOR\u00da\u010cAN\u00dd \u010cL\u00c1NOK<\/strong>
Ak\u00e9 hrozby m\u00f4\u017eu \u010d\u00edha\u0165 na va\u0161e deti pri hran\u00ed po\u010d\u00edta\u010dov\u00fdch hier?<\/a><\/p>\n\n\n\n

Zneu\u017e\u00edvanie platobn\u00fdch syst\u00e9mov v aplik\u00e1ci\u00e1ch<\/h3>\n\n\n\n

Pri n\u00e1kupoch v aplik\u00e1ci\u00e1ch sa od pou\u017e\u00edvate\u013eov \u010dasto vy\u017eaduj\u00fa platobn\u00e9 \u00fadaje, ktor\u00e9 m\u00f4\u017eu by\u0165 zachyten\u00e9 kyberzlo\u010dincami<\/strong>, ak platobn\u00fd syst\u00e9m aplik\u00e1cie nie je zabezpe\u010den\u00fd. Kyberzlo\u010dinci m\u00f4\u017eu zneu\u017ei\u0165 zranite\u013enosti v t\u00fdchto syst\u00e9moch a z\u00edska\u0165 pr\u00edstup k \u00fadajom o kreditn\u00fdch kart\u00e1ch, ktor\u00e9 n\u00e1sledne m\u00f4\u017eu pou\u017ei\u0165 na podvodn\u00e9 transakcie alebo ich preda\u0165 na dark webe.<\/p>\n\n\n\n

\u00datoky typu \u201eman-in-the-middle\u201c<\/h3>\n\n\n\n

Pri n\u00e1kupoch v aplik\u00e1ci\u00e1ch doch\u00e1dza k prenosu \u00fadajov medzi zariaden\u00edm pou\u017e\u00edvate\u013ea a serverom aplik\u00e1cie. Kyberzlo\u010dinci m\u00f4\u017eu tieto \u00fadaje zachyt\u00e1va\u0165 pomocou \u00fatokov typu \u201eman\u2011in\u2011the\u2011middle\u201c. T\u00fdm, \u017ee vst\u00fapia do komunik\u00e1cie medzi pou\u017e\u00edvate\u013eom a serverom, m\u00f4\u017eu zachyti\u0165 platobn\u00e9, prihlasovacie a \u010fal\u0161ie citliv\u00e9 \u00fadaje pren\u00e1\u0161an\u00e9 po\u010das n\u00e1kupu<\/strong>.<\/p>\n\n\n\n

Ochrana digit\u00e1lnej identity die\u0165a\u0165a<\/h2>\n\n\n\n

Ak chcete svoje die\u0165a ochr\u00e1ni\u0165 pred kr\u00e1de\u017eou identity a dohliada\u0165 na n\u00e1kupy v aplik\u00e1ci\u00e1ch, zv\u00e1\u017ete tieto strat\u00e9gie:<\/p>\n\n\n\n

Upravte mo\u017enosti n\u00e1kupov v nastaveniach<\/h3>\n\n\n\n

Zariadenia iOS:<\/strong> otvorte Nastavenia > \u010cas pred obrazovkou > Obmedzenia obsahu a s\u00fakromia > N\u00e1kupy v iTunes a App Store > N\u00e1kupy v apk\u00e1ch a vyberte mo\u017enos\u0165 Nepovoli\u0165, aby ste de\u0165om zabr\u00e1nili v n\u00e1kupoch v aplik\u00e1ci\u00e1ch.<\/p>\n\n\n\n

Zariadenia Android: <\/strong>na spr\u00e1vu a schva\u013eovanie transakci\u00ed pou\u017eite funkciu Schva\u013eovanie n\u00e1kupov v Obchode Google Play.<\/p>\n\n\n\n

Zapnite rodinn\u00e9 zdie\u013eanie a schva\u013eovanie n\u00e1kupov<\/h3>\n\n\n\n

Zariadenia iOS:<\/strong> nastavte Rodinn\u00e9 zdie\u013eanie a aktivujte funkciu Po\u017eiada\u0165 o n\u00e1kup, ktor\u00e1 v\u00e1m umo\u017en\u00ed schva\u013eova\u0165 alebo zamieta\u0165 \u017eiadosti o n\u00e1kup.<\/p>\n\n\n\n

Zariadenia Android:<\/strong> vytvorte skupinu Rodina v Obchode Google Play na schva\u013eovanie n\u00e1kupov.<\/p>\n\n\n\n

Pravidelne monitorujte odbery<\/h3>\n\n\n\n

Zariadenia iOS<\/strong>: odbery m\u00f4\u017eete kontrolova\u0165 cez Nastavenia > va\u0161e meno > Odbery.<\/p>\n\n\n\n

Zariadenia Android:<\/strong> skontrolujte odbery s uplynutou platnos\u0165ou alebo zamietnut\u00e9 odbery cez Google Play > ikona profilu > Platby a odbery.<\/p>\n\n\n\n

Pou\u017e\u00edvajte komplexn\u00e9 bezpe\u010dnostn\u00e9 rie\u0161enia<\/h3>\n\n\n\n

Rodi\u010dovsk\u00e1 kontrola v ESET HOME Security Ultimate <\/a><\/strong>pom\u00e1ha chr\u00e1ni\u0165 deti online na r\u00f4znych zariadeniach. Umo\u017e\u0148uje nastavi\u0165 vekov\u00e9 obmedzenia, blokova\u0165 nevhodn\u00e9 weby a monitorova\u0165 aktivitu. Zabezpe\u010denie je chr\u00e1nen\u00e9 heslom, \u010d\u00edm sa predch\u00e1dza neopr\u00e1vnen\u00fdm zmen\u00e1m. S\u00fa\u010das\u0165ou je aj z\u00e1mok aplik\u00e1ci\u00ed na mobiloch a bezpe\u010dn\u00fd prehliada\u010d na ochranu transakci\u00ed. Toto rie\u0161enie pon\u00faka komplexn\u00fa ochranu celej rodiny v jednom bal\u00edku.<\/p>\n\n\n\n

Ako postupova\u0165 v pr\u00edpade neopr\u00e1vnen\u00fdch n\u00e1kupov?<\/h2>\n\n\n\n

\u010co by ste mali urobi\u0165, ak va\u0161e die\u0165a uskuto\u010dn\u00ed neopr\u00e1vnen\u00fd n\u00e1kup v aplik\u00e1cii? Kontaktujte v\u00fdvoj\u00e1ra hry a po\u017eiadajte o vr\u00e1tenie pe\u0148az\u00ed. So zru\u0161en\u00edm t\u00fdchto transakci\u00ed v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 aj podpora spolo\u010dnost\u00ed Apple a Google. Vysvetlite, \u017ee n\u00e1kupy uskuto\u010dnilo die\u0165a bez v\u00e1\u0161ho dovolenia. Bude tak pravdepodobnej\u0161ie, \u017ee v\u00e1m vr\u00e1tia peniaze.<\/p>\n\n\n\n

Nebojte sa aplik\u00e1ci\u00ed<\/h4>\n\n\n\n

Je d\u00f4le\u017eit\u00e9 si uvedomi\u0165, \u017ee hoci n\u00e1kupy v aplik\u00e1ci\u00e1ch prin\u00e1\u0161aj\u00fa mo\u017en\u00e9 rizik\u00e1, mnoh\u00e9 aplik\u00e1cie m\u00f4\u017eu by\u0165 pre va\u0161e die\u0165a ve\u013emi prospe\u0161n\u00e9<\/strong>. <\/p>\n\n\n\n

V s\u00fa\u010dasnosti u\u017e n\u00e1jdete aplik\u00e1cie na v\u0161etko: vzdel\u00e1vanie, \u0161port, podporu kreativity a \u010fal\u0161ie. Aplik\u00e1cie by ste nemali pova\u017eova\u0165 za nebezpe\u010dn\u00e9 \u2013 sta\u010d\u00ed va\u0161e deti nau\u010di\u0165, aby sa pri ich pou\u017e\u00edvan\u00ed riadili nieko\u013ek\u00fdmi bezpe\u010dnostn\u00fdmi opatreniami:<\/p>\n\n\n\n

Nau\u010dte deti ignorova\u0165 podozriv\u00e9 odkazy a bannery<\/strong> a d\u00e1va\u0165 si pozor na ponuky, ktor\u00e9 sa zdaj\u00fa by\u0165 pr\u00edli\u0161 dobr\u00e9 na to, aby boli pravdiv\u00e9. Uistite sa, \u017ee va\u0161e deti pou\u017e\u00edvaj\u00fa pre ka\u017ed\u00fa aplik\u00e1ciu in\u00e9 prihlasovacie meno a heslo. U\u013eah\u010dite im to pomocou spr\u00e1vcu hesiel.<\/p>\n\n\n\n

V \u00fa\u010dtoch svojho die\u0165a\u0165a nastavte dvojfaktorov\u00fa autentifik\u00e1ciu<\/strong>. Zv\u00fd\u0161i sa tak \u00farove\u0148 zabezpe\u010denia a kyberzlo\u010dinci sa \u0165a\u017e\u0161ie dostan\u00fa k \u00fadajom v\u00e1\u0161ho die\u0165a\u0165a.<\/p>\n\n\n\n

Na zabezpe\u010denie transakci\u00ed pou\u017e\u00edvajte biometrick\u00e9 overenie<\/strong>, ako je Touch ID alebo Face ID.<\/p>\n\n\n\n

Povzbudzujte svoje deti, aby v\u00e1m povedali o ak\u00fdchko\u013evek nepr\u00edjemn\u00fdch sk\u00fasenostiach na internete, a pou\u010dte ich, ako nahl\u00e1si\u0165 \u0161kodliv\u00e9 spr\u00e1vanie v aplik\u00e1ci\u00e1ch.<\/p>\n\n\n\n

Celkovo m\u00f4\u017eu ma\u0165 hry a in\u00e9 aplik\u00e1cie ve\u013ek\u00fa z\u00e1bavn\u00fa a vzdel\u00e1vaciu hodnotu, preto\u017ee pon\u00fakaj\u00fa mno\u017estvo zdrojov, ktor\u00e9 podporuj\u00fa kreativitu, u\u010denie a produktivitu. Je v\u0161ak ve\u013emi d\u00f4le\u017eit\u00e9, aby rodi\u010dia zostali ostra\u017eit\u00ed, pokia\u013e ide o n\u00e1kupy v aplik\u00e1ci\u00e1ch a potenci\u00e1lne bezpe\u010dnostn\u00e9 rizik\u00e1. Akt\u00edvnymi krokmi, ako napr\u00edklad zapnut\u00edm kontroly n\u00e1kupov, pou\u017e\u00edvan\u00edm bezpe\u010dnostn\u00fdch aplik\u00e1ci\u00ed a vzdel\u00e1van\u00edm det\u00ed o bezpe\u010dnosti na internete, m\u00f4\u017eete zabezpe\u010di\u0165, aby bola sk\u00fasenos\u0165 v\u00e1\u0161ho die\u0165a\u0165a s pou\u017e\u00edvan\u00edm aplik\u00e1ci\u00ed pozit\u00edvna a bezpe\u010dn\u00e1<\/strong>. Nezab\u00fadajte, \u017ee cie\u013eom nie je zabr\u00e1ni\u0165 pou\u017e\u00edvaniu aplik\u00e1ci\u00ed, ale vytvori\u0165 vyv\u00e1\u017een\u00e9 a bezpe\u010dn\u00e9 prostredie, v ktorom m\u00f4\u017eu deti vyu\u017e\u00edva\u0165 v\u00fdhody technol\u00f3gi\u00ed a z\u00e1rove\u0148 zosta\u0165 chr\u00e1nen\u00e9 pred ich mo\u017en\u00fdmi n\u00e1strahami.<\/p>\n\n\n\n

\n\n\n\n
\"logo-safer-kids-online\"<\/figure>\n\n\n\n

Safer Kids Online<\/a> <\/mark><\/strong><\/mark>je glob\u00e1lnou iniciat\u00edvou spolo\u010dnosti ESET. Cie\u013eom iniciat\u00edvy je zv\u00fd\u0161i\u0165 povedomie o konkr\u00e9tnych hrozb\u00e1ch, ktor\u00e9 na deti na internete \u010d\u00edhaj\u00fa, a zv\u00fd\u0161i\u0165 povedomie o pr\u00edle\u017eitostiach a pozit\u00edvach, ktor\u00e9 im modern\u00e9 technol\u00f3gie pon\u00fakaj\u00fa.<\/p>\n\n\n\n

<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Tento \u010dl\u00e1nok je s\u00fa\u010das\u0165ou glob\u00e1lnej iniciat\u00edvy spolo\u010dnosti ESET Safer Kids Online. Online hry s\u00fa ob\u013e\u00fabenou z\u00e1bavou det\u00ed aj dospel\u00fdch. Hoci sa mnoho hier d\u00e1 stiahnu\u0165 zadarmo, \u010dasto pon\u00fakaj\u00fa n\u00e1kupy v aplik\u00e1cii, ktor\u00e9 m\u00f4\u017eu obohati\u0165 hern\u00fd a pou\u017e\u00edvate\u013esk\u00fd z\u00e1\u017eitok. 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