{"id":12318,"date":"2023-07-05T10:45:23","date_gmt":"2023-07-05T10:45:23","guid":{"rendered":"https:\/\/bezpecnenanete.eset.com\/sk\/?p=12318"},"modified":"2023-07-13T10:45:54","modified_gmt":"2023-07-13T10:45:54","slug":"5-sposobov-ako-hackeri-kradnu-udaje-z-platobnych-kariet","status":"publish","type":"post","link":"https:\/\/bezpecnenanete.eset.com\/sk\/cybernews\/5-sposobov-ako-hackeri-kradnu-udaje-z-platobnych-kariet\/","title":{"rendered":"5 sp\u00f4sobov, ako hackeri kradn\u00fa \u00fadaje z platobn\u00fdch kariet"},"content":{"rendered":"\n
\"hackeri<\/figure>\n\n\n\n
<\/div>\n\n\n\n

Na\u0161e d\u00e1ta, a tie z platobn\u00fdch kariet obzvl\u00e1\u0161\u0165, s\u00fa ve\u013emi cennou komoditou, ktor\u00fa m\u00f4\u017eu kyberzlo\u010dinci spe\u0148a\u017ei\u0165 na \u010diernom trhu, na tzv. dark webe. Ten pre v\u00e4\u010d\u0161inu z n\u00e1s zost\u00e1va nedostupn\u00fd, pokia\u013e nepou\u017eijeme \u0161peci\u00e1lny softv\u00e9r na to, aby sme mohli prezera\u0165 jeho obsah. Kyberzlo\u010dinci tam pritom nakupuj\u00fa a pred\u00e1vaj\u00fa obrovsk\u00e9 mno\u017estvo ukradnut\u00fdch d\u00e1t a n\u00e1strojov, ktor\u00e9 potrebuj\u00fa na to, aby z\u00edskali d\u00e1ta od pou\u017e\u00edvate\u013eov.<\/strong> Kupuj\u00faci potom naj\u010dastej\u0161ie na dark webe h\u013eadaj\u00fa \u010do naj\u010derstvej\u0161ie ukradnut\u00e9 \u00fadaje o platobn\u00fdch kart\u00e1ch, aby ich mohli vyu\u017ei\u0165 na \u010fal\u0161ie podvody a \u00fatoky.<\/p>\n\n\n\n

Ako sa \u00fato\u010dn\u00edci m\u00f4\u017eu dosta\u0165 k \u00fadajom o va\u0161ej platobnej karte a ako im v tom m\u00f4\u017eete zabr\u00e1ni\u0165?<\/h2>\n\n\n\n

1. Phishing<\/h3>\n\n\n\n

Phishing je jednou z takt\u00edk soci\u00e1lneho in\u017einierstva. Je to \u00fatok, ktor\u00fd kombinuje kybernetick\u00e9 prostredie s klasick\u00fdm form\u00e1tom podvodov, ktor\u00e9 sme poznali z rokov, ke\u010f internet e\u0161te nebol tak\u00fd roz\u0161\u00edren\u00fd do na\u0161ich ka\u017edodenn\u00fdch \u010dinnost\u00ed, ako je dnes. Hlavn\u00fdm n\u00e1strojom phishingu je manipulat\u00edvna komunik\u00e1cia a hra s em\u00f3ciami.<\/p>\n\n\n\n

\u00dato\u010dn\u00edk sa naj\u010dastej\u0161ie vyd\u00e1va za nejak\u00fa autoritu \u2013 firmu alebo in\u0161tit\u00faciu. Asi najzn\u00e1mej\u0161\u00edmi phishingov\u00fdmi \u00fatokmi s\u00fa falo\u0161n\u00e9 spr\u00e1vy z b\u00e1nk, patr\u00ed sem aj podvodn\u00e1 komunik\u00e1cia na internetov\u00fdch baz\u00e1roch.<\/strong><\/p>\n\n\n\n

Phishing<\/strong> <\/a>sa u\u017e d\u00e1vno net\u00fdka len na\u0161ich e-mailov. Stretn\u00fa\u0165 sa s n\u00edm m\u00f4\u017eete aj v \u010detovac\u00edch aplik\u00e1ci\u00e1ch, v SMS spr\u00e1vach (smishing<\/strong><\/a>) alebo na soci\u00e1lnych sie\u0165ach. Obdobn\u00e1 forma podvodnej komunik\u00e1cie m\u00f4\u017ee prebieha\u0165 aj po telef\u00f3ne.<\/p>\n\n\n\n

\u00dato\u010dn\u00edci v tomto pr\u00edpade chc\u00fa, aby ste im pod tlakom vyzradili citliv\u00e9 inform\u00e1cie, napr\u00edklad pr\u00edstupy do v\u00e1\u0161ho internetov\u00e9ho bankovn\u00edctva alebo \u00fadaje z va\u0161ej platobnej karty. \u010casto pou\u017e\u00edvate\u013eov nab\u00e1daj\u00fa tie\u017e k tomu, aby klikli na odkaz alebo otvorili nebezpe\u010dn\u00fa e-mailov\u00fa pr\u00edlohu. V\u00fdsledkom je potom stiahnutie \u0161kodliv\u00e9ho k\u00f3du do v\u00e1\u0161ho zariadenia alebo presmerovanie na webov\u00e9 str\u00e1nky, kde m\u00e1te zada\u0165 svoje osobn\u00e9 a platobn\u00e9 \u00fadaje.<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>\n\n\n

Uk\u00e1\u017eka phishingu, ktor\u00fd zneu\u017e\u00edva renom\u00e9 banky <\/em>
zdroj: Dvojklik.cz<\/em><\/p>\n\n\n\n

2. Malv\u00e9r<\/h3>\n\n\n\n

Kybernetick\u00e9 podsvetie je obrovsk\u00fdm trhoviskom nielen pre d\u00e1ta, ale aj pre malv\u00e9r<\/strong><\/a>. V priebehu rokov boli navrhnut\u00e9 r\u00f4zne typy \u0161kodliv\u00fdch k\u00f3dov, ktor\u00e9 sl\u00fa\u017eia na kr\u00e1de\u017e inform\u00e1ci\u00ed. Niektor\u00e9 zaznamen\u00e1vaj\u00fa stla\u010denia kl\u00e1vesov \u2013 napr\u00edklad pri zad\u00e1van\u00ed \u00fadajov o karte na str\u00e1nkach elektronick\u00e9ho obchodu alebo bankovn\u00edctva. Ako sa tieto n\u00e1stroje dostan\u00fa do v\u00e1\u0161ho po\u010d\u00edta\u010da?<\/p>\n\n\n\n

Ob\u013e\u00fabenou met\u00f3dou s\u00fa phishingov\u00e9 e-maily alebo textov\u00e9 spr\u00e1vy, pri ktor\u00fdch po kliknut\u00ed na \u0161kodliv\u00fd odkaz alebo po otvoren\u00ed s\u00faboru stiahnete do svojho zariadenia \u0161kodliv\u00fd k\u00f3d. \u010eal\u0161\u00edm sp\u00f4sobom m\u00f4\u017ee by\u0165 aj \u0161kodliv\u00e1 online reklama alebo \u0161kodliv\u00e9 webov\u00e9 str\u00e1nky, ktor\u00e9 nain\u0161taluj\u00fa malv\u00e9r do zariadenia len po n\u00e1v\u0161teve str\u00e1nky. <\/strong>Malv\u00e9r sa m\u00f4\u017ee maskova\u0165 aj ako nejak\u00e1 zn\u00e1ma hra alebo pr\u00e9miov\u00fd softv\u00e9r v neofici\u00e1lnych obchodoch tret\u00edch str\u00e1n.<\/p>\n\n\n\n

ODPOR\u00da\u010cAN\u00dd \u010cL\u00c1NOK:<\/em> Po\u010det podvodov cez SMS vzrast\u00e1. Ako nepr\u00eds\u0165 o \u00fadaje o kreditnej karte?<\/a><\/p>\n\n\n\n

3. Digit\u00e1lny skimming<\/h3>\n\n\n\n

Niekedy \u00fato\u010dn\u00edci in\u0161taluj\u00fa malv\u00e9r aj na platobn\u00e9 str\u00e1nky e-shopov. Pre be\u017en\u00fdch pou\u017e\u00edvate\u013eov je \u0161kodliv\u00fd k\u00f3d nevidite\u013en\u00fd, ale pri zad\u00e1van\u00ed \u00fadajov platobnej karty tzv. skimuje, in\u00fdmi slovami  ve\u013emi r\u00fdchlo na\u010d\u00edta \u00fadaje. Preto je v\u017edy najbezpe\u010dnej\u0161ie nakupova\u0165 iba v overen\u00fdch obchodoch a na webov\u00fdch str\u00e1nkach, ktor\u00e9 s\u00fa pravdepodobne bezpe\u010dnej\u0161ie.<\/p>\n\n\n\n

Dobre vedie\u0165<\/strong>
<\/em>Vyu\u017e\u00edvajte na online n\u00e1kupy na internete in\u00e9 platobn\u00e9 met\u00f3dy, ne\u017e je online platba kartou. Pokia\u013e sa tejto pohodlnej alternat\u00edvy nechcete vzda\u0165, pouva\u017eujte o obstaran\u00ed virtu\u00e1lnej karty alebo si vyhra\u010fte in\u00fa platobn\u00fa kartu len na n\u00e1kupy v e-shopoch. \u010eal\u0161ou mo\u017enos\u0165ou je tie\u017e platba prostredn\u00edctvom slu\u017eieb Google Pay alebo Apple Pay.<\/p>\n\n\n\n

4. Uniknut\u00e9 d\u00e1ta<\/h3>\n\n\n\n

Niekedy s\u00fa \u00fadaje o kart\u00e1ch odcudzen\u00e9 priamo spolo\u010dnostiam, ktor\u00e9 poskytuj\u00fa slu\u017eby, ktor\u00e9 vyu\u017e\u00edvate a svoje d\u00e1ta ste im poskytli so s\u00fahlasom. M\u00f4\u017ee \u00eds\u0165 o poskytovate\u013ea zdravotnej starostlivosti, e-shop alebo cestovn\u00fa kancel\u00e1riu. Z poh\u013eadu hackerov je to v\u00fdhodnej\u0161\u00ed sp\u00f4sob, preto\u017ee po\u010das jedn\u00e9ho \u00fatoku z\u00edskaj\u00fa pr\u00edstup k obrovsk\u00e9mu mno\u017estvu d\u00e1t.<\/strong><\/p>\n\n\n\n

ODPOR\u00da\u010cAN\u00dd \u010cL\u00c1NOK:<\/em> Mas\u00edvna glob\u00e1lna phishingov\u00e1 kampa\u0148 napodob\u0148uje str\u00e1nky zn\u00e1mych zna\u010diek<\/a><\/p>\n\n\n\n

5. Verejn\u00e1 Wi-Fi sie\u0165<\/h3>\n\n\n\n

Ke\u010f ste na cest\u00e1ch, m\u00f4\u017ee by\u0165 l\u00e1kav\u00e9 surfova\u0165 na internete zadarmo na verejn\u00fdch Wi-Fi sie\u0165ach \u2013 na letisk\u00e1ch, v hoteloch, kaviar\u0148ach at\u010f. A aj ke\u010f v niektor\u00fdch pr\u00edpadoch mus\u00edte za pripojenie k sieti zaplati\u0165 (napr\u00edklad v kempoch), nemus\u00ed to by\u0165 bezpe\u010dn\u00e9, ak to urobili aj \u00fato\u010dn\u00edci. Tento pr\u00edstup m\u00f4\u017eu vyu\u017ei\u0165 na \u0161pehovanie va\u0161ich \u00fadajov, ktor\u00e9 zad\u00e1vate.<\/p>\n\n\n\n

\n\n\n\n

Spracoval: t\u00edm ESET
Zdroj: Dvojklik.cz – 5 zp\u016fsob\u016f, jak hacke\u0159i kradou \u00fadaje z platebn\u00edch karet<\/a> <\/p>\n","protected":false},"excerpt":{"rendered":"

Ak\u00e9 taktiky vyu\u017e\u00edvaj\u00fa \u00fato\u010dn\u00edci na kr\u00e1de\u017e \u00fadajov o na\u0161ich platobn\u00fdch kart\u00e1ch? <\/p>\n","protected":false},"author":5,"featured_media":12324,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"categories":[165,167],"tags":[],"class_list":["post-12318","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybernews","category-digitalne-hrozby"],"yoast_head":"\nAko hackeri kradn\u00fa \u00fadaje z platobn\u00fdch kariet? | ESET<\/title>\n<meta name=\"description\" content=\"Ak\u00e9 taktiky vyu\u017e\u00edvaj\u00fa \u00fato\u010dn\u00edci na kr\u00e1de\u017e \u00fadajov o na\u0161ich platobn\u00fdch kart\u00e1ch?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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